Twenty-four equal minimum monthly payments required totaling the purchase price, plus any applicable fees or charges. Finance charges will be assessed from date of purchase if the purchase price, plus any applicable fees or charges, is not paid in full within the promotional period indicated and provided any other amounts due under the Account are paid as agreed during the promotional period. If two consecutive minimum monthly payments are not made during the promotional period the deferred finance charge status will be revoked and finance charges will be assessed from the date of purchase.

Purchases made under Promotional Offers will be shown separately on my billing statement. I must pay at least the "Minimum Payment Due," if any, (which will include any applicable Minimum Payment Due, fees and charges) shown on my billing statement while any Promotional Offer is applicable. Balances under any Promotional Offer may be combined, at the Bank's option, with balances under my standard terms upon the expiration of any deferred or specified time period applicable to the Promotional Offer. If I default under this Agreement, the Bank may revoke its consent to the deferral of any Minimum Payments Due and/or accrual of finance charges, immediately and without any notice. If I use my account with a Promotional Offer, I acknowledge and agree that the terms of the Promotional Offer will modify and become part of this Agreement. The standard provisions of this Agreement apply to all transactions not subject to a Promotional Offer.